What Everyone Needs to Know Before Choosing a Public Adjuster

Flood damage

What is a public adjuster?

By definition, a public adjuster represents homeowners who have suffered extensive property damage, like flood damage or fire damage, after a natural disaster. The public adjuster’s job is to appraise and negotiate the homeowner’s insurance claim and get the best outcome possible.

So if you’re still reeling from a natural disaster or severe weather event that has damaged your property, you’re likely getting calls from several different public adjusters right now.

However, choosing the wrong public adjuster could mean losing out on having your claim adjusted entirely, and your efforts will have been for naught. To prevent this from happening, you need to seek out the help of the best public adjuster services you can find — and here are three great tips that will help you do so:

Never hire the first public adjuster you speak to

A public adjuster’s ability to seek you out and solicit you for his or her services says more about his or her marketing ability than actual skill as a public adjuster. Never, ever, ever hire the first public adjuster that contacts you after your property is damaged! By taking the time to do your research, you can benefit immensely.

Be sure your public adjuster is experienced

Before hiring any public adjuster, take a look at his or her career record and experience level. The best public adjusters will have plenty of years of successful adjustments of insurance claims for their clients. In addition, he or she should have a good reputation with insurance companies for ethical practices.

Check your prospective public adjuster’s credentials and certifications

There are a number of public adjuster organizations across the country that require their members to maintain a high standard of ethics and business practices. It’s usually a good sign if your potential public adjuster is a member of the National Association of Public Insurance Adjusters (NAPIA), Windstorm Insurance Network (WIND) or United Policyholders of America. These are all reputable organizations that only allow the best public adjusters to be members.

Have any other tips to share with your fellow readers on choosing the right public adjuster services? Let us know by leaving a comment below! Read more blogs like this.